About Rob Freeman, Licensed Insurance Broker, LEED AP
Hi, I’m Rob Freeman, and welcome to my personal website.
In my professional career as a commercial P&C insurance broker with Howden Group, I work at the intersection of commercial real estate and renewable energy…
I have many years of experience helping renewable energy companies with specific types of business insurance, including, but not limited to:
- Solar Contractor General Liability & Umbrella
- Tax Credit Insurance
- Surety Bonds
- Energy Storage Insurance
I believe that the right combination of business insurance, technology and excellent service can help you build great things.
What Should A Great Insurance Broker Do?
If you’ve ever wondered why you pay so much for a product you can’t touch or understand, then you may be ready to work with me as your business insurance broker…
Here’s why…
- I represent you and your business, not a specific insurance company.
- I will help you understand your insurance coverage – and identify gaps or exposures your business should avoid.
- I’ll go to bat for you with multiple insurance carriers with the goal of getting you the lowest total cost of insurance.
- As your broker, I’ll help you identify ways to improve your business insurance program and save money in the process.
I also help you with risk management and managing insurance for any sub-contractors you rely on to get the job done.

Have You Scheduled Your Appointment?
You should consider working with me as your broker because of the following benefits:
- Because I can explain your insurance coverage to you in plain English.
- Because not understanding your business insurance is a situation that gets worse over time.
- Because as a former business owner I understand your goal is long-term success and profitability – not a massive insurance bill.
Prior to entering the insurance industry I started and managed three small businesses… That was hard! Two were successful and one went under.
Of the many things I learned as an entrepreneur is that business insurance is not a commodity…
What most people do is focus exclusively on insurance price – because they have been trained by geckos and ducks to do so – and they rarely read what’s in their policies.
Worse, they work with an “agent” who has no entrepreneurial experience – or who represents a single insurance carrier – not you – their insurance client.
Every commercial insurance policy has exclusions and some are extremely nuanced. Contractors in New York are especially susceptible to dangerous insurance exclusions.
You should never be in a situation where you are embarrassed in front of your clients or employees because of an expensive insurance claim that threatens your business.
What Do You Have To Lose?
As a future client I will tell you that I have the following goals for your company:
- Identify exposures in your current business insurance program
- Help you correct them
- Reduce admin burden
- Improve your bottom line profit
- Lower your total cost of risk
If the only thing you got out of a call with me is to discover a potentially dangerous exclusion in your business insurance policies…
It’d be worth it.
If all you discovered on the call was that you’re actually paying an excessive amount of money for your current insurance program…
It’d be worth it.
If the only thing you got out of a phone call with me was the ability to better understand the insurance you’re buying…
It’d be worth it.
What Are You Waiting For?
It’s easy to schedule an appointment with me to have a discussion about your business and your goals.
You can also connect with me here.
Want to learn more on your own? I also publish a video series “Insuring The Built Environment” on my YouTube channel.
You can stay wherever you are today, or you can schedule a call with me and take action to improve your business insurance situation…
I look forward to talking with you.
Thank you!
– Rob
