Hi, I’m Rob Freeman.
As a former entrepreneur, I remember feeling confused by commercial insurance, wondering what the policy language meant, why I was paying so much, and thinking, “Do I even have the right coverage…?”
It doesn’t have to be this way…
If you run a fast growing private or public company that pays more than $90,000 in business insurance premiums, I want to be your insurance broker.
You should schedule an appointment with me today…
I’m not for everyone, but if you are focused on building a successful business in energy and climate tech, I can add a boatload of value to you.
1) Because I have a track record of saving fast growing private and public companies as much as 50% on their insurance premiums.
2) Because I believe your company can make a more positive impact on the world if you’re not paying too much for the wrong business insurance coverage.
3) Because I’ve been where you are now.
After earning an MBA at Babson College I spent several years working in commercial real estate as a property manager and asset manager for a real estate investment fund in New York City…
I’ve also started, ran and even sold several businesses… That was hard! Two were successful exits and one went under…
Throughout these experiences I learned and re-learned relationship between efficiency, sustainability and profitability and how important this is to managing risk.
This led me to insurance.
As a professional business insurance broker and risk manager, I help energy and climate tech companies across the U.S. manage their commercial insurance and risk.
As a LEED AP, I’m proud to have served as a Board Member of the LEED-certified Ridgefield Library and as former co-chair of the Ridgefield Action Committee for the Environment (RACE).
I also worked with the Connecticut Green Bank to help pass CPACE financing legislation in my town of Ridgefield, CT.
If you’ve ever wondered why you pay so much for a product you can’t touch or understand, then you may be ready to work with me as an insurance broker…
I represent you, not an insurance company.
I will help you understand your coverage – identify gaps or exposures in your business – and go to bat for you in getting you the lowest total cost of insurance.
As your broker, I help you identify ways to improve your business insurance program and save money in the process. I also help you with risk management and managing insurance for any sub-contractors you rely on to get the job done.
You should consider working with me as your broker because of the following benefits:
1) Because I can explain your insurance coverage to you in plain English.
2) Because not understanding your business insurance is a situation that gets worse over time.
3) Because as a former business owner I understand your goal is profitability – not a massive insurance bill.
Unfortunately, what most people do is focus exclusively on insurance price – because they have been trained by geckos and ducks to do so – and they rarely read what’s in their policies.
Worse, they work with an “agent” who has no entrepreneurial experience – or who represents an insurance carrier – not their insurance client.
Business insurance is not a commodity… Every commercial insurance policy has exclusions and some are extremely nuanced.
Contractors in New York are especially susceptible to dangerous insurance exclusions.
You should never be embarrassed in front of your clients or employees because an expensive insurance claim threatens your business.
As a future client I will tell you that I have the following goals for your company:
– Identify exposures in your current business insurance program
– Reduce admin burden
– Improve bottom line profit
– Lower your total cost of risk
If the only thing you got out of a call with me is to discover a potentially dangerous exclusion in your business insurance policies… It’d be worth it.
If all you discovered on the call was that you’re actually paying an excessive amount of money for your current insurance program… It’d be worth it.
If the only thing you got out of a phone call with me was the ability to better understand the insurance you’re buying… It’d be worth it.
It’s easy to schedule an appointment with me to have a discussion about your business and your goals.
You can also give me a call at (203) 200-0445, or you can email me, connect with me on LinkedIn. I also publish a weekly video series “Insuring The Built Environment” on my YouTube channel.
You can stay wherever you are today, or you can schedule a call with me and take action to improve your business insurance situation.