Does CGL Cover Pollution?
December 16th, 2022
Does CGL cover pollution incidents? Unfortunately, the ISO CGL form CG 00 01 04 13 excludes most pollution incidents by default.
Category: General Liability
What Does Per Project Aggregate Mean?
June 1st, 2022
If you find a per project aggregate or per location aggregate endorsement in your commercial general liability policy, this is what it means.
What Is An Additional Insured?
May 1st, 2021
An additional insured is a person or organization who is insured under the insurance policy of another party, at the request of that party.
What’s a Hammer Clause in NY Construction Insurance?
June 30th, 2020
A hammer clause in NY construction insurance refers to an exclusion in a general contractor’s general liability policy.
5 Types Of Insurance for Online Retailers
June 13th, 2020
This article describes five types of insurance for online retailers and e-commerce stores, including CGL, cyber liability, inland marine, work comp and EPLI.
Waiver of Subrogation Explained
May 21st, 2020
A waiver of subrogation is a contractual provision whereby an insured waives the insurance carrier’s right to seek compensation for losses from a 3rd party.
What Does Primary and Non-Contributory Mean?
October 15th, 2019
Primary and non-contributory language stipulates priority of coverage and affects the right to seek contribution when insuring the same party for the same claim.
What’s An “Action Over” Insurance Exclusion?
May 9th, 2018
Solar developers and installers with exposure to New York need thorough solar general liability insurance without potentially catastrophic action over exclusions.
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